Welcome to OK Carz, the Intelligent Choice for Buy Here Pay Here Used Cars in St. Petersburg!

OK Carz in sunny St. Petersburg is more than just a dealer in used cars; we're also your neighbors! We are your smartest choice for finding the ideal used car that meets both your needs and your budget. You don't just get a car when you shop OK Carz of St Petersburg; you also get peace of mind.

We have the pleasure of offering an extensive inventory of used cars from most major brands like Hyundai, Acura, Buick, Chevrolet, Honda, Chrysler, Dodge, Ford, Toyota and many other manufacturers. Our lineup includes everything from stylish sedans and compact cars to spacious SUVs, adaptable crossovers, dependable pick-up trucks, as well as passenger vans and minivans to meet the needs of families. OK Carz has a vehicle to suit any lifestyle!

Everything we do is focused on quality. Every one of our used cars has been thoroughly reconditioned and passed a two-stage inspection and rigorous road test. When looking for buy here pay here choices, keep OK Carz in St. Petersburg in mind. They offer high-quality used cars that you can rely on.

We believe in making car shopping as simple as possible. We are the ultimate buy here pay here near you, which means you may purchase used cars and arrange finance all in one location. We work with you to develop a payment plan that matches your budget, regardless of your credit score or previous credit concerns. This is part of our dedication to assisting customers with or without credit issues and offering the greatest pay here buy here alternatives in Florida.

We recognize that everyone has a different story, and that credit problems might arise at any time. It's fine if you've had bankruptcies or repossessions in the past. Everyone is welcome at OK Carz. Our team is not only knowledgeable about the buy here pay here process, but also understands credit challenges. Mid Florida Financing, our in-house lending company, reports to all three credit agencies, providing a possible road to credit rehabilitation.

All you need to qualify for our finance program is a verified proof of monthly income of at least $1,500, a valid U.S. driver's license, and proof of Florida residency. Getting fully approved at OK Carz is normally just a 15-minute process. We realize you have places to be, and life doesn't stop, so we keep things basic and uncomplicated.

We're also excited to offer super-low down payments to get you on the road as soon as possible, starting as low as $499 for our most qualified purchasers.

Mid Florida Financing, our own bank, makes the financial side of things go even more smoothly. Though higher credit scores are advantageous, we approve loans based primarily on stability and income rather than credit history. This keeps our down payments as low as possible, far lower than the mom-n-pop buy here pay here down the street.

You'll notice the difference the moment you walk into our St. Petersburg showroom. At OK Carz, you are more than a customer; you are our guest. You'll be greeted by a courteous, professional team member who will walk you through the car-buying process. We recognize that purchasing a car is a huge choice, and we're here to make it as easy and painless as possible.

We share the same stunning sunsets and active city life as residents of St. Petersburg. We like servicing our community, which is what distinguishes OK Carz in St. Petersburg. We are not simply another buy here pay here dealership; we are your friends and neighbors. We adore our city and the people who live here.

Our team members have been trained to understand your demands, budget, and way of life. We'll help you choose the ideal vehicle for your needs, whether it's a family-friendly minivan for visits to the beach or a sporty coupe for cruising the town. You will never feel pressed; rather, you will feel understood and supported. We're eager to get you into the car of your dreams at a price you can afford.

Visit us today at our St. Petersburg store to see for yourself what makes us unique!