Whether you’re a first-time car buyer or face the challenges of bad credit, you’re more than welcome here at OkCarz. At our dealership, we have Buy Here Pay Here (BHPH) financing. This enables you to not only purchase a car from us, but also have the convenience of financing directly through us with our in-house Mid-Florida Financing. Your credit is OK with us. Bankruptcy. Foreclosure. Bad credit. No Credit. OK! We don’t pull credit, there’s no need to run credit to get approved. Also, unlike other BHPH dealerships that are only interested in selling as many cars as possible, we place the utmost importance on our customers, doing our best enable you to have a phenomenal customer service experience.

There are many advantages of OkCarz that go beyond being able to secure a car loan with bad or no credit. For one, buying a car through us and making timely payments on your car loan helps improve your credit, for we report to all major credit bureaus. With our warranty, we’ve got you covered. All vehicles are thoroughly inspected and we stand behind our work. Also, you can make your car payments online anytime. It’s convenience at its finest to help you save time.

At OkCarz, we have a wide selection of pre-owned cars to suit your needs and desires. Whether you’re on the hunt for a sedan, truck, SUV or sports car, American brands like Chevy or Dodge or import brands like Toyota or Honda, we’re confident you’ll find something you like.

A wonderful way to reduce the cost of a vehicle purchase is to trade-in your old vehicle. We make the trade-in process simple, easy and stress-free at OkCarz. You can get started here on our website and talk to a member of our team to work out the details.

With OkCarz, you have many locations from which to choose, including Brandon, St. Petersburg, Tampa, Orlando and Lakeland. Choose the location nearest you, start shopping and see what we have to offer. Once you have a car picked out, getting approved for a loan is simple and easy. We look forward to serving you at OkCarz!

Your credit is OK with us!

Adjust Payment Terms ×

We want to help you find the perfect car that fits your budget. Please adjust the options below so we can estimate the most accurate monthly payments.

Estimated Credit Score or Interest Rate

Desired Loan Term (months)

How much will you put down?

All tax, title and vehicle registration fees are additional. See dealer for complete details.