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Mid Florida Financing
OkCarz
Welcome to OkCarz in FL
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Customer Reviews

My wife and had been looking for another vehicle for awhile. When we arrived to the dealership we were greeted immedialtly. My wife told them details of what we wanted and the price range. They started quickly and with all the credit inquires we had and and other items on our credit they were able to get us approved with ease. The paper work went extermely fast and ... they did not try and had more stuff on top of the loan. The payement was what we wanted. I would recommend these guys to everyone!!! I am very please if you need a vehicle go there no where else.

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“Hi there, it’s me Hazely!! In just a few minutes I can explain how OKCarz is able to finance more Florida residents than any other company out there! Click on the video and have all your questions answered!”

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Choose a Location. Start Shopping. Get Approved.

Are you looking for a high-quality and affordable used car? Are you a first-time car buyer or face the challenges of bad credit? If so, then come see what we have to offer at OkCarz. Your credit is OK with us. Bankruptcy. Foreclosure. Bad credit. No Credit. OK! With our Buy Here Pay Here (BHPH) financing, not only can you purchase a vehicle from our dealership, but all financing is done through us at our Mid-Florida Financing Bank, rather than through a third party. However, unlike other BHPH dealerships that are only interested in selling as many cars as possible, the primary focus at OkCarz is our customers, with an exceptional level of service.

Take your pick of five OkCarz locations. In Florida, we have dealerships in Brandon, St. Petersburg, Tampa, Orlando, and Lakeland. Choose a location. Start shopping. Get approved. Welcome to OkCarz!

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We want to help you find the perfect car that fits your budget. Please adjust the options below so we can estimate the most accurate monthly payments.

Estimated Credit Score or Interest Rate

7.9% Very Poor < 600
6.4% Poor 600-679
4.9% Fair 680-719
3.4% Good 720-780
1.9% Excellent > 780

Desired Loan Term (months)

24
36
48
60
72

How much will you put down?

All tax, title and vehicle registration fees are additional. See dealer for complete details.