Welcome To
OK Carz

From Bradenton, St. Petersburg, and Brandon to Tampa, Lakeland, Orlando, and Ocala, we've created a network spanning nine strategically placed dealerships across Central Florida that brings high-quality used cars closer to you.

We are one of Florida’s in-house financing leaders, with a large selection of beautifully reconditioned, premium used cars, trucks, minivans, and SUVs.

We take great pride in what we rightfully regard as Florida's finest in-house finance program. Regardless of your past credit history, Mid Florida Financing, our single financing provider, is dedicated to making the used car buying process transparent and hassle-free. They know that troubles with credit history are common, and they have a helpful solution to assist you.

We have faith in the future you will build with a quality set of wheels beneath you.

If you have a valid U.S. driver's license, proof of Florida residency, and a verifiable monthly income of at least $1,500, you may be a perfect fit for our finance program!

We understand the strain a sizeable down payment may have on your finances. Starting at just $499 for our highest-qualifying buyers, we strive to keep our down payments as low as possible for you.

Second chances are real. We give you a chance to put yourself on the road to credit rehabilitation. Regardless of past difficulties, after just 12 months of timely payments, while taking care of your other credit responsibilities, you may qualify for our Conquest Program, where you'll have the credit you need to buy a brand-new car from a traditional lender if you choose.

Concerned about quality? Our used cars don't just show up on our lot; they earn their spot. Every vehicle is meticulously reconditioned, inspected, and subjected to extensive road testing to ensure the highest quality vehicle possible.

Still not convinced? Take heart; with the OK Carz 24-month/24,000-mile powertrain warranty, you can drive with assurance, secure in the knowledge that the car you get from us is protected.

In addition to offering high-quality vehicles and a phenomenal finance program, OK Carz is devoted to assisting you in charting a positive financial course as part of our commitment to our customers' personal prosperity.

When you choose the OK Carz Finance Solution, you're doing more than buying a car; you're investing in a community of people that care about your journey, focuses on your future, and always puts you first.

Remember, OK Carz is available to help you at any of our nine convenient locations. If you're in Central Florida searching for "buy here pay here near me" or "pay here buy here" cars, chances are, there's an OK Carz just down the street

Welcome to the OK Carz family, where each day marks the beginning of a brand-new adventure!

Put your seatbelt on, and let's hit the road for a better life!