Today's Keys, Tomorrow's Options Most buy here pay here dealerships are focused on one thing: getting you into a car today. And look, we get it—that's the urgent part. When you need wheels to get to work, today matters. But here's a question most buy here pay here car dealers never ask: what about your tomorrow? That's where the OK Carz Conquest Program comes in, and it's one more way OK Carz goes beyond the traditional buy here pay here model. What the Conquest Program Is The Conquest Program is simple to explain: after 12 months of timely payments, customers may have the opportunity to qualify for traditional lending through conventional lenders. It's a potential path forward—from in-house financing today toward conventional lending options down the road. It's an opportunity, never a guarantee—qualifying depends on your overall situation when the time comes. But it's a path that many traditional buy here pay here lots simply don't offer, and it reflects how we think about our customers: not as a payment, but as a driver with somewhere to go. How You Get There The journey starts with The OK Carz Finance Solution, our in-house financing program. We work with all credit situations—bad credit, no credit, we welcome your application. All we need are three simple documents to get started: verifiable income, a valid U.S. driver's license, and proof of Florida residence. From there, every payment counts. Our in-house financing reports your payments to all three major credit bureaus, so your payment history goes on the record with every one you make on time. Twelve months of timely payments later, you may have the opportunity to qualify for traditional lending through the Conquest Program. And because OK Carz is Buy-Here-Pay-Anywhere, staying on schedule is easier than at traditional buy here pay here dealerships that make you drive to the lot every time. Pay through our online portal, at Walmart or Amscot locations, by mail, or by phone—whatever fits your life. Start the Clock Today Here's the thing about a 12-month milestone: it starts whenever you do. Every month you wait is a month further from the opportunity. Get pre-approved online at okcarz.com in less than 2 minutes, then visit any of our 11 buy here pay here dealerships across Central Florida—from Tampa to Orlando, Lakeland to Ocala, Bradenton to Kissimmee—where in-person approval normally takes less than 15 minutes. Our inventory of used cars, SUVs, trucks, and minivans moves fast, so don't sit on it. Questions first? Call (888) 263-2024, Monday–Saturday, 9 AM–7 PM. Your next chapter could start with the car you drive home this week. All financing is subject to approval and verification of income, identity, and Florida residency. See dealer for details. OK Carz – Anything Else is NOT OK.
1.8-liter 4-Cylinder – This engine can offer an impressive 170 horsepower and a fuel economy rating of up to 24 mpg in the city and 35 mpg on the highway.
2.0-liter Turbocharged 4-Cylinder – You can find this engine available in more recent used Volkswagen Passat models. It pushes out an impressive 140 horsepower while delivering a fuel economy rating of up to 30 mpg in the city and 40 mpg on the highway.
2.0-liter 4-Cylinder Turbocharged Diesel – This engine can be found in early Volkswagen Passat models. It offers 134 horsepower and an impressive 23 mpg in the city and 34 mpg on the highway.
2.5-liter 4-Cylinder – This Volkswagen Passat engine is available in many used models and offers 170 horsepower and a fuel economy rating of up to 22 mpg in the city and 31 mpg on the highway.
2.8-liter 4-cylinder – Available in older used Volkswagen Passat models, this engine can crank out 190 horsepower while delivering up to 17 mpg in the city and 25 mpg on the highway.
3.6-liter V6 – This powerful V6 engine can deliver an incredible 280 horsepower while offering a fuel economy rating of 20 mpg in the city and 28 mpg on the highway.
4.0-liter V8 – In earlier Volkswagen Passat models, you’ll find this powerful engine available that puts out a whopping 270 horsepower. This engine option gives you 15 mpg in the city and 22 mpg on the highway.
