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Tips to Stay Fit During the 2020 Holiday Season

How to Stay Healthy Around the Holidays You all know what time of the year it is – it’s almost time to enjoy quality family time and lots of delicious food. With the 2020 holiday season so close, you’re probably wondering how you can stay healthy and fit during these next few months. Here are a few tips we recommend. Stick to a workout plan, even as the holidays arrive If you feel you don’t have time for a full workout anymore, remember that short workouts are better than no workout Stay hydrated; it’s a good idea to drink some water if you feel hungry to help avoid overeating Get plenty of sleep (7 – 9 hours) It’s okay to splurge with treats on holidays, but don’t make it a daily habit Sharing is caring! Facebook Twitter Google+ Pinterest More from OkCarz Where are Food Pantries Located in Lakeland, Florida? How to Safety Transport a Christmas Tree with Your Car Tips on how you can check your credit score for free in Tampa, FL When are your 2018 taxes due? < Previous post Next post >

What is the Debt Avalanche Method?

How to Pay Off Debt with the Avalanche Method Do you hold debt? Whether it is your credit card, a car loan, a student loan, or medical bills, nearly every American carries some debt, big or small. As you accumulate more debt, it may not feel obvious which debts you should tackle first. Should I spread out my payments among all my debts or focus on just one? At OKCarz, we will discuss what the Debt Avalanche Method is and how it can help you pay off your debt. How the Debt Avalanche Method Works The idea with the Debt Avalanche Method is to tackle the high-interest debt first, regardless of the principal is still on each of your debts. This method is known for being very cost-effective and quick. Here’s how you can use the Debt Avalanche Method: Continue making minimal payments on each of your debts like normal. Make a list of your debts and list the interest rate for each. Calculate how much money you have left after paying your bills. Use any remaining money you are able to spend towards your highest interest debt. Continue until your highest interest debt is fully paid off, then move on to the next one. By sticking to the Debt Avalanche Method, you can reduce your debt quickly while minimizing the amount of interest you pay. However, you should note that the Debt Avalanche Method isn’t the best option for everyone as it can take a long time to see results. If you give the Debt Avalanche Method a shot and it feels stressful to use, consider switching to the Debt Snowball Method. Also, don’t forget to stay positive about tackling your debts. Afterall, every extra payment you make will bring you a step closer to being debt-free.   Are you looking for more ways to reduce debt and save money? Follow the OKCarz blog for a diversity of informative posts, including financial tips, vehicle maintenance FAQs, and more! Sharing is caring! Facebook Twitter Google+ Pinterest More from OkCarz What is the Debt Snowball Method? Tips for Improving Your Current Budget Tips for College Students Shopping for a Used Vehicle Ways You Can Minimize Credit Card Debt < Previous post

Person holding a stethoscope on a pile of credit cards

Can you fix your credit score?

Are you able to repair a bad credit score? Your credit score can make or break your ability to purchase a vehicle, even if you’re just looking for a used car. Drivers who are struggling with bad credit might be wondering if there is a way to repair their credit score. Of course, over time you can begin to fix a poor credit score, which can make it easier to qualify for loans. The best way to begin to repair your credit score is to follow these tips, which will help get you started on the road to having secure finances.     The first step to improving your credit score is to get a copy of your credit report. Every year, you’re entitled to a free credit report from the three different reporting bureaus. Viewing these reports will not damage your credit score, and there may even be some mistakes on the report that could raise your score if you dispute them. If your credit reports are correct, it doesn’t mean that there’s nothing you can do to raise your score. One thing that you can do is pay off any late or missing payments, as well as any current balances. If you have missed payments that are in collections, just paying them off won’t erase the mark from your credit report so it might take some time before the payment is completely off of your record. How to repair your credit score Once everything is paid off, you can begin rebuilding your credit score by making payments on the accounts you already have open. While you’re in the rebuilding stage, do what you can to not close or open new accounts, as both of these can affect your credit score. As long as you pay off the minimum or the total balance on your accounts every month, you should be able to see improvement on your credit score over time.    While it can be difficult to wait to purchase a vehicle while you repair your credit score, if you’re still paying off the balance on other loans or cards, your best bet is to wait it out. However, if you’re in a financing situation where you’re looking to rebuild your credit and you need to purchase a vehicle, OkCarz is able to help. Apply for pre-approval online to see what you’re able to OkCarz can help you fix your credit score and work your way into being able to qualify for traditional bank loans. Sharing is caring! Facebook Twitter Google+ Pinterest More from OkCarz Ways You Can Minimize Credit Card Debt Who Qualifies for the No Credit Finance Program at OKCarz? How Does My Credit Score Affect My Car Loan? What are the Advantages and Disadvantages of Getting a Cosigner? < Previous post Next post >

Best Golf Courses Tampa FL

Best Golf Courses Tampa FL rn By Product Expert | Posted in Local Events on Friday, May 25th, 2018 at 5:30 pmrn The Tampa-area has many beautiful golf courses for all ranges of skill levels. Grab your clubs and head to one of these local spots. Tampa-Area Golf Courses Buckhorn Springs Golf & Country Club rn2721 S Miller Rd rnValrico, FL 33594 rn(813) 689-7766 Countryway Golf Club rn11111 W Waters Ave rnTampa, FL 33635 rn(813) 854-1182 Rogers Park Golf Course rn7911 N 30th St rnTampa, FL 33610 rn(813) 356-1670 TPC Tampa Bay rn5300 W Lutz Lake Fern Rd rnLutz, FL 33558 rn(813) 949-0090 Rocky Point Golf Course rn4151 Dana Shores Dr rnTampa, FL 33634 rn(813) 673-4316 Babe Zaharias Golf Course rn11412 Forest Hills Dr rnTampa, FL 33612 rn(813) 631-4374 Heritage Harbor Golf & Country Club rn19502 Heritage Harbor Pkwy rnLutz, FL 33558 rn(813) 949-4886 Dunedin Golf Club rn1050 Palm Blvd rnDunedin, FL 34698 rn(727) 733-2134 Westchase Golf Club rn11602 Westchase Golf Dr rnTampa, FL 33626 rn(813) 854-2331 Temple Terrace Golf & Country Club rn200 Inverness Ave rnTampa, FL 33617 rn(813) 988-1791 Feather Sound Country Club rn2201 Feather Sound Dr rnClearwater, FL 33762 rn(727) 573-5666 Old Memorial Golf Club rn13600 National Golf Dr rnTampa, FL 33626 rn(813) 926-8888 Palma Ceia Golf and Country Club rn1601 S MacDill Ave rnTampa, FL 33629 rn(813) 251-3673 USF rn13801 N 46th St rnTampa, FL 33613 rn(813) 632-6893 The Eagles Golf Club rn16101 Nine Eagles Dr rnOdessa, FL 33556 rn(813) 920-6681.wrc-column-grid Are you looking for a good deal on a used car? Come check our incredible selection of pre-owned vehicles at OkCarz! View Our Used Vehicle Inventory Sharing is caring! Facebook Twitter Google+ Pinterest More from OkCarz Tips to Stay Fit During the 2020 Holiday Season Restaurants Offering Veteran’s Day Discounts in Florida Fun Activities to Do at Home During Fall 2020 Which Haunted Houses are Open in Florida in 2020? < Previous post Next post >

Toyota RAV4 4-Wheel Drive on Gravel Terrain

What is the Difference Between All-Wheel Drive and 4-Wheel Drive?

What is the Difference Between All-Wheel Drive and 4-Wheel Drive? rn By Product Expert | Posted in Comparisons on Friday, May 25th, 2018 at 7:40 pmrn The Difference Between AWD and 4WD All-Wheel Drive and 4-Wheel Drive are terms that are often used interchangeably. While both drivetrains offer improved traction, they are not interchangeable. These two terms describe different drivetrain options. Let’s dig into these two terms and identify the differences they have. All-Wheel Drive All-Wheel Drive vehicles are typically some of the safest vehicles on the market. How 4WD and AWD operate is the distinguishing features between the two drivetrains. AWD, unlike 4WD, is always active. All-Wheel Drive allows for some improved traction and handling during hazardous conditions and offers limited off-road capabilities. AWD can be found on several used SUV models available at OkCarz in Lakeland FL. AWD Pros The system is computer-controlled and doesn’t need to be activated by the driver Automatically adapts to road conditions Works at slow and high speeds Provides sportier handling and improved traction AWD Cons Places added wear and tear on tires Adds weight and reduces vehicle’s fuel economy Very limited off-road capabilities Increases vehicle purchase price 4-Wheel Drive Conversely, 4-Wheel Drive offers much better off-road capabilities than the All-Wheel Drive option can. 4WD is a purely mechanical system.  As a result, the driver must manually activate 4WD. 4-Wheel Drive is most common on vehicles that need to have off-road capabilities, but do not always require those capabilities. 4WD can be found on several used truck models available at OkCarz in Lakeland FL. Offers superior traction and control in off-road conditions Higher vehicle clearance Fuel-efficiency is increased when deactivated 4WD Cons Not suitable for all driving conditions, particularly dry pavement Adds weight and limits fuel economy when activated Must be manually activated by the driver More Comparisons: Should you buy a truck with a diesel or gasoline engine? Hopefully, you are much more informed on the differences between all-wheel drive and 4-wheel drive. You are now able to make a better decision on your next vehicle. Regardless of the choice you make, be sure to stop by OkCarz in Lakeland FL to purchase a great used vehicle today! Sharing is caring! Facebook Twitter Google+ Pinterest More from OkCarz Should I Buy an SUV or Minivan at OKCarz? Differences Between LED and Halogen Headlights What’s the Difference Between an Automatic Transmission and a CVT? What are the Differences Between Crossovers and SUVs? < Previous post Next post >

Top-notch safety rating and long list of innovative technologies help make Chrysler Pacifica a top pick for new family crossover

Chrysler Pacifica Safety Rating If you’re shopping for a family vehicle and want to get one that can offer you the versatility you need every day, including lots of interior passenger and cargo space, the Chrysler Pacifica is a perfect choice. Besides offering you impressive versatility, the Chrysler Pacifica also has an incredible list of innovative technology features, luxurious comfort amenities and an amazing number of high-tech safety features. Keep reading to learn more about how all the high-tech safety features have helped give the Chrysler Pacifica a top rating for passenger protection. Chrysler Pacifica Safety Features Safety comes first in the design of the Chrysler Pacifica family crossover, that’s why it’s a top pick for many drivers who are looking for superior protection on the road. The Chrysler Pacifica has earned a top safety rating thanks to its long and impressive list of advanced safety features and innovative technologies. The outstanding list of safety features you can get in a Chrysler Pacifica crossover include things like a surround-view camera, a rearview camera, ParkSense ® rear park assist with stop and available front park assist, parallel and perpendicular park assist, rear cross-path detection, full-speed forward collision warning with active braking, adaptive cruise control, lane departure warning, lane keep assist, blind-spot monitoring, and hands-free calling. Other safety features you’ll find in a Chrysler Pacifica include advanced multistage front airbags, electronic stability control, hill start assist, front passenger seat belt alert, sliding door alert warning, a tire pressure monitoring system, supplemental side-curtain airbags, supplemental front seat-mounted side airbags, remote keyless entry, passenger inflatable knee-bolster airbag, and many others. Sharing is caring! Facebook Twitter Google+ Pinterest More from OkCarz Chrysler Pacifica proves it has the stylish looks you desire in crossover in 6 Instagram photos Large interior of Chrysler Pacifica offers impressive amounts of passenger and cargo space Interior of used Chrysler Pacifica can be loaded with family-friendly features < Previous post Next post >

Subaru Forester provides the passenger and cargo space a driver needs

Subaru Forester Passenger and Cargo Space Thanks to its standard all-wheel-drive and spacious interior that provides the versatility and utility you need, the Subaru Forester has become a top choice with many crossover SUV shoppers who are looking for a bargain. A used Subaru Forester has an interior that gives you a spacious and comfortable seating and a large amount of cargo space. With versatile seating and a tall roof line, the Subaru Forester gives you all the space you’re looking for in a used compact crossover SUV. Keep reading to learn more about how many passengers a used Subaru Forester can carry and how much cargo space it has. Subaru Forester Passenger Space The Subaru Forester is one of the most popular choices for a crossover SUV for many reasons. A spacious interior that provides comfortable seating for up to five passengers is one of them. With seating for up to five passengers and a long list of comfort features and options to choose from, it’s easy to understand why a used Subaru Forester is a top pick for a versatile crossover SUV. The Subaru Forester also offers 111.9 cu-ft of passenger space. Subaru Forester Cargo Space The interior of the Subaru Forester offers more than just comfortable seating for five passengers, it also gives you a lot of cargo space you can use to haul large items and things you need to take with you when you go on an adventure. The spaci o us interior of the Subaru Forester provides you with up to 76.1 cu-ft of cargo space, which gives you plenty of room for all things you’ll need to haul or transport. Sharing is caring!rn Facebook Twitter Google+ Pinterest More from OkCarz Subaru Forester offers a closer look at its style, versatility and capability in 6 Instagram photos < Previous post Next post >

Chrysler Pacifica parked in a driveway with rear liftgate up

Interior of used Chrysler Pacifica can be loaded with family-friendly features

Interior of used Chrysler Pacifica can be loaded with family-friendly features rn By Product Expert | Posted in Chrysler Pacifica on Thursday, August 23rd, 2018 at 10:38 amrn Used Chrysler Pacifica Family Features If you’re in the market for a vehicle that can provide your family with the interior features they need to enjoy every drive, you’ve just found the perfect vehicle. A used Chrysler Pacifica can offer you many of the technology and comfort features you are looking for and the passenger and cargo space you need every day which has helped make it an easy pick for many drivers who are searching for a new family vehicle. The long list of family features that are available in used Chrysler Pacifica models includes some of the auto industry’s most innovative technologies and comfort items. Used Chrysler Pacifica Technology Features The interior of a used Chrysler Pacifica model can be loaded with family-friendly technology features that help keep every passenger entertained and connected while on the road. No matter which used Chrysler Pacifica model year you’re looking at or are interested in buying, you’ll find an incredible list of standard and available technology features to choose from that your family will appreciate having. The lengthy list of high-tech features available in a used Chrysler Pacifica include favorites like a rear entertainment system with dual monitors, Blu-ray™ player, HDMI inputs, Bluetooth®, wireless headphones, wireless streaming, Uconnect® touchscreen infotainment system with voice commands, Android Auto™, Apple CarPlay™, satellite radio, premium audio system, a navigation system and many others that help make every ride more enjoyable for every passenger. Used Chrysler Pacifica Comfort Features The spacious interior of a used Chrysler Pacifica offers the comfort and convenience you and your family are looking for in a vehicle. With its three rows of versatile seating and multiple seating configurations, the Chrysler Pacifica can easily offer you the space and comfort you need every day. The impressive list of comfort features available in a used Chrysler Pacifica include leather upholstery, the Stow ‘n Go seating and storage system, second-row Easy Tilt Seating, heated and ventilated seats, power-folding third-row seats, built-in vacuum (Stow ‘n Vac®), cupholders, map pockets, power-adjustable seats, automatic climate control, rear air conditioning, power accessories and much more. Sharing is caring! Facebook Twitter Google+ Pinterest More from OkCarz Top-notch safety rating and long list of innovative technologies help make Chrysler Pacifica a top pick for new family crossover Chrysler Pacifica proves it has the stylish looks you desire in crossover in 6 Instagram photos Large interior of Chrysler Pacifica offers impressive amounts of passenger and cargo space < Previous post Next post >

Chrysler Pacifica parked in a driveway with rear liftgate up

Interior of used Chrysler Pacifica can be loaded with family-friendly features

Interior of used Chrysler Pacifica can be loaded with family-friendly features rn By Product Expert | Posted in Chrysler Pacifica on Thursday, August 23rd, 2018 at 10:38 amrn Used Chrysler Pacifica Family Features If you’re in the market for a vehicle that can provide your family with the interior features they need to enjoy every drive, you’ve just found the perfect vehicle. A used Chrysler Pacifica can offer you many of the technology and comfort features you are looking for and the passenger and cargo space you need every day which has helped make it an easy pick for many drivers who are searching for a new family vehicle. The long list of family features that are available in used Chrysler Pacifica models includes some of the auto industry’s most innovative technologies and comfort items. Used Chrysler Pacifica Technology Features The interior of a used Chrysler Pacifica model can be loaded with family-friendly technology features that help keep every passenger entertained and connected while on the road. No matter which used Chrysler Pacifica model year you’re looking at or are interested in buying, you’ll find an incredible list of standard and available technology features to choose from that your family will appreciate having. The lengthy list of high-tech features available in a used Chrysler Pacifica include favorites like a rear entertainment system with dual monitors, Blu-ray™ player, HDMI inputs, Bluetooth®, wireless headphones, wireless streaming, Uconnect® touchscreen infotainment system with voice commands, Android Auto™, Apple CarPlay™, satellite radio, premium audio system, a navigation system and many others that help make every ride more enjoyable for every passenger. Used Chrysler Pacifica Comfort Features The spacious interior of a used Chrysler Pacifica offers the comfort and convenience you and your family are looking for in a vehicle. With its three rows of versatile seating and multiple seating configurations, the Chrysler Pacifica can easily offer you the space and comfort you need every day. The impressive list of comfort features available in a used Chrysler Pacifica include leather upholstery, the Stow ‘n Go seating and storage system, second-row Easy Tilt Seating, heated and ventilated seats, power-folding third-row seats, built-in vacuum (Stow ‘n Vac®), cupholders, map pockets, power-adjustable seats, automatic climate control, rear air conditioning, power accessories and much more. Sharing is caring! Facebook Twitter Google+ Pinterest More from OkCarz Top-notch safety rating and long list of innovative technologies help make Chrysler Pacifica a top pick for new family crossover Chrysler Pacifica proves it has the stylish looks you desire in crossover in 6 Instagram photos Large interior of Chrysler Pacifica offers impressive amounts of passenger and cargo space < Previous post Next post >

Ford Flex parked with rear liftgate open

Spacious interior of used Ford Flex crossover SUV provides impressive amounts of passenger and cargo space

Spacious interior of used Ford Flex crossover SUV provides impressive amounts of passenger and cargo space rn By Product Expert | Posted in Ford Flex on Tuesday, September 4th, 2018 at 3:40 pmrn Used Ford Flex Passenger and Cargo Space The crossover SUV is one of the most popular vehicle segments in the entire auto industry. Their ability to offer incredible all-around qualities has helped make them an easy pick for families who need versatility and capability as well as increased passenger and cargo space. If you’re looking for a used SUV that can provide you with an enormous amount of cargo space and plenty of passenger space, a used Ford Flex is a perfect choice. Keep reading to learn more about the passenger and cargo space that is available in a used Ford Flex crossover SUV. Used Ford Flex Passenger Space The interior of a used Ford Flex offers three rows of seating for up to seven passengers, which makes it one of the most spacious crossover SUVs in the auto industry. A second-row bench seat allows seven passengers to sit comfortably while the available second-row bucket seats reduce the passenger space in a used Ford Flex to six while offering more room to stretch out. Used Ford Flex Cargo Space When it comes to providing you with the cargo space you need to haul long items and a lot of cargo, a used Ford Flex is designed and built for the job. Both the second- and third-row seats can be folded down to provide you with an incredible amount of cargo space. A power-fold third-row seat and a power rear liftgate provide easy access to the spacious interior of the Ford Flex crossover SUV. Folding down the third-row seats will give you an impressive 43.2 cu-ft of cargo space to use while folding down both the second- and third-row seats will give you an incredible 83.2 cu-ft of cargo space to utilize as you wish. Sharing is caring! Facebook Twitter Google+ Pinterest < Previous post Next post >

Family features fill interior of used Dodge Grand Caravan models

Dodge Grand Caravan Family Features The auto industry is filled with vehicles that are designed for families on the go. While some offer a spacious and versatile interior that can carry a lot of passengers and cargo, others can give you the technology and comfort you desire. The key to fi n ding the best family vehicle is to find one that offers all the qualities you’re looking for. A used Dodge Grand Carava n is a perfect choice for your next vehicle because it can give you everything you want and so much more, and it can do so at an affordable price. Keep reading to learn more about many of the family features that are available in the Dodge Grand Caravan. Dodge Grand Caravan Technology Features The impressive and very leng th y list of technology features available in the Dodge Grand Caravan includes many favorites that can help keep you connected and entertained while on the road. The high-tech features offered include a rear-seat entertainment system, a Uconnect touchscreen infotainment system, an HDMI input, USB ports, a rearview camera, satellite radio, a driver information center, a navigation system, voice controls, a premium audio system, Bluetooth® phone and audio connectivity, and much more. Dodge Grand Caravan Comfort Features The interior of a used Dodge Grand Caravan can be loaded with family features that help keep every passenger comfortable while driving. The impressive list of comfort features and options available in a used Dodge Grand Caravan include remote entry, tri-zone climate control, power windows and locks, second-row captain’s chairs with Stow ‘n Go feature, remote engine start, a power liftgate, leather upholstery, power front seats, heated front seats, a heated steering wheel, ambient interior lighting, second- and third-row sunshades, and many others. Sharing is caring! Facebook Twitter Google+ Pinterest < Previous post Next post >

What’s the Difference Between an Automatic Transmission and a CVT?

rn Automatic Transmission vs CVT Comparison Shopping for a car? You’ve likely come across various models with an automatic transmission, one of many transmission options. The automatic transmission is a common type of transmission found in a large diversity of vehicle models. In addition, you may have seen some vehicles with a CVT. Now, you’re probably wondering what a CVT is. CVT, or Continuously-Variable Transmission, is a newer type of transmission found in modern cars. Like automatic, the CVT does not require a hand off the wheel to operate. So, what’s the difference between an automatic transmission and a CVT? Here, we will compare these two options and note the pros and cons associated with each. Automatic Pros and Cons The automatic transmission is arguably the most popular transmission found in vehicles today. These transmissions are easy to learn and handle as all gear shifts are done in the background automatically, thus increasing safety and convenience. Since automatic transmissions are so popular, it’s easy to find this transmission when shopping for a vehicle. This option is also relatively cheap to replace or repair if something were to happen to it.   The major disadvantage associated with automatic transmissions is fuel efficiency. Compared to CVTs, the automatic transmission will pump out more emissions. Not only is this worse for the environment, but drivers will find themselves spending more at the gas station in order to keep their car filled up on gas. CVT Pros and Cons The CVT offers many advantages to drivers. Instead of working with gears, the CVT is gearless. Instead, two pulleys are connected by a flexible belt in order to send engine power to the wheels. This creates a smoother driving experience that many drivers enjoy as any upshifting and downshifting is eliminated. Another benefit provided by CVTs is efficiency. CVTs are great at making the engine run at peak performance without losing fuel. Due to this, CVTs are common in hybrids as well as vehicles powered by 4-cylinder engines.   Of course, many drivers will argue that the CVT is boring due to the lack of upshifting and downshifting, as the shifting of gears can make the vehicle feel more engaging. In addition, as mentioned before, the CVT is a newer type of transmission. While more manufacturers are incorporating CVTs into their vehicles, it’s still not quite as popular as the automatic transmission, making it a bit harder to find. This also contributes to repairs and replacements being a little pricier for vehicles that require it. Finally, vehicles with a CVT will have a loud droning sound while accelerating due to the high speed of the engine.   Still unsure of which transmission is better for you? Contact us at OKCarz and we will help you get an idea on which transmission you like by helping you take one of our high-quality pre-owned vehicles out for a test drive. If you are looking for more interesting and helpful posts like this, r ead more at the OKCarz blog. Sharing is caring! Facebook Twitter Google+ Pinterest More from OkCarz What is the Debt Snowball Method? How to Improve the Lifespan of Your Brakes What Do I Need to Replace a Flat Tire on My Car? How to Maximize the Trade-In Value of Your Car < Previous post Next post >

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