What to do when you’re buying your first car | OkCarz

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Buying a car using pre-approved vehicle financing 

Buying a car with bad or no credit can be stressful. When you’re buying a car, you are making a huge purchase that is a necessity for most people. Making the wrong choice when you first start looking for a car can be detrimental to your credit and can cause even more problems down the line. Vehicle financing is a great way to be able to afford a car, and it can even help your credit score.  

Once you start considering auto financing, car buying can be less stressful, but more confusing. You’ve likely heard a lot of different information about how you should buy a car, and many people will probably try to steer you away from applying for a loan. However, since cars can cost an exorbitant amount, a loan may be the best way for you to get a vehicle.  

[Related: How much of my income should I spend on a car?]

Two people using a tablet to go over financingApplying for Pre-approval 

Getting pre-approved for vehicle financing is a smart move when you’re looking to purchase a vehicle. Pre-approval lets you know how much you can expect to pay for your car, and can help you set a budget so you know what to expect when you actually go to the dealership. You’ll also already know your interest rates and monthly payment so the process of buying your vehicle will be less stressful.   

If you’re looking to finance your vehicle at OkCarz, it is easy to apply for pre-approval. You can quickly and securely apply online by filling out the form. Applying for pre-approval on the OkCarz website won’t affect your credit score, and will provide you with information regarding your score that you may not have had.  

Find the used vehicle that will best fit you and your needs when you visit OkCarz at any of their five convenient locations in Florida. After you apply for pre-approval, take a look at the used vehicles that the dealership has in stock. All the vehicles at OkCarz are inspected and come with a free six-month, 6,000-mile powertrain warranty 

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