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Should you finance your used vehicle through the dealership? | OK Carz

The front grilles of a long line of parked cars in a car lot

Financing a vehicle purchase through the dealership

When thinking about a used car salesman, most people have a pretty distinct image in their mind. They are likely picturing a man twirling a mustache wearing tacky pants. In most cases, this image is completely false. A used car dealership can be an excellent way to get an upgraded vehicle or to get vehicle financing.

Where should you look for a car loan?

Applying for a car loan can be a confusing time since you have plenty of choices when it comes to how you will finance your vehicle. You can finance through a bank or credit union, which might be your best option if you have good credit. However, you can also apply for financing through the dealership. Hear this might once again conjure the same image from hearing used car salesman, but financing through the dealership can be a wise decision for some people.

If you apply for a loan with a bank, and then visit a dealership, it could be better to talk to them about financing, since you have an idea of what your rates would be, and the dealership might be able to offer you a better deal, or extended terms. If you want a one-stop-shop situation, the dealership is going to be your best bet. You’ll likely be able to get approved and get your vehicle on the same day.

Getting an Auto Loan with bad credit

If you have a bad credit score, it might exclude you from qualifying for a traditional bank loan. If that is the case, getting a loan through a dealership like OkCarz can help you fix your credit. Again, going through a dealership is convenient, and even with bad credit, you can apply online for instant approval when you go through OkCarz.

If you are approved for financing through OkCarz, you aren’t bound to buying a vehicle. Should you choose to purchase a used car from OkCarz, you’ll get a quality vehicle that has been inspected with a six month/ 6,000-mile powertrain warranty. Look online at all the vehicles available, or visit one of the five locations in Florida.

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Should you finance your used vehicle through the dealership? | OK Carz

Financing a vehicle purchase through the dealership

Where should you look for a car loan?

Getting an Auto Loan with bad credit

More from OkCarz

Should you lease a new car or buy a used vehicle?

Is there a best month to buy a vehicle?

Best Pricing on a Used Vehicle

How to make a budget

Contact Information

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Brandon

St Petersburg

Orlando - S. Semoran Blvd

Orlando - W. Colonial Dr.

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Tampa

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N. Dale Mabry