Top Safety Features in the Used Toyota Corolla
Used Toyota Corolla Safety Technology
The safety of a vehicle is far more important than the performance and luxurious features. Reducing the severity of a crash as well as preventing an accident is a big goal for the Toyota Corolla. While the Corolla does provide impressive performance and plenty of fun technology, safety is the number one priority. If you are searching for a pre-owned car that can protect you well on the road, then the used Toyota Corolla is a great match for you.
[ Explore Used Toyota Corolla Models ]
Toyota Safety Sense
Many Toyota models like the Corolla have what is known as the Toyota Safety Sense. This suite of safety technology consists of a large diversity of features to reduce the chances of an accident and injury. Recent models, like the 2020 Toyota Corolla, offer the updated Toyota Safety Sense standard on every trim level.
Let’s cover some safety features you may find in a used Toyota Corolla. First, the Pre-Collision System with Pedestrian Braking detects obstacles such as vehicles, pedestrians, and bicycles in front of you. If you are approaching quickly, the system can start braking for you. A similar technology feature is the Full-Speed Range Dynamic Radar Cruise Control. This system will keep your set speed on the highway but will adapt to the traffic in front of you. If you need to slow down, visual and audible alerts will be given, and the brakes will be applied if you don’t take action.
Next, the Lane Departure Alert with Steering Assist and Road Edge Detection is designed to help prevent drifting. If you are driving at night, Automatic High Beams will keep you seeing clearly while preventing other drivers from getting blinded. Lastly, two new safety features were introduced for the 2020 model year. These are the Lane Tracing Assist and Road Sign Assist. Lane Tracing Assist uses the road markers and traffic in front to keep you centered. Road Sign Assist detects important signs, like stop signs and speed limits, and displays them on the Multi-Information Display.
Of course, you may find that the Toyota Corolla also features an advanced airbag system, the Star Safety System™, and much more. To find the Corolla that exceeds your expectations, contact us here at OkCarz. For more informational posts like this, be sure to browse our blog.
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Tips on How to Save Car Insurance Money as a Teen Driver
Getting your driving license is an exciting time for manyrnteens. However, this also means that the teen needs to be insured. Teens arernseen as a larger liability to insurance companies as they are new drivers withrnlittle experience and driving history. Even if your teen is a careful driver, findingrngood prices on auto insurance can be a challenge. Thankfully, there are ways tornhelp your teen save money on car insurance.
[ READ MORE: Whatrnto Do if Your Vehicle was Vandalized ]
Maintain at Least a B Average in School
Believe it or not, insurance companies reward students thatrnmaintain good grades with discounted insurance rates. This could be a set amountrnof cash or a percentage off. Consistently maintaining at least a B average whilernin school is a good rule of thumb.
Don’t Drive Luxury, Performance, or New Cars
A teen driving a sedan will save much more than a teenrndriving a luxurious, sporty, or new car. If your teen is in a collision, thernrepairs will cost much more with these types of vehicles. In addition, high-endrncars are a bigger target for vandalism and theft.
Consider an Umbrella Plan
Many parents choose to add their child to their insurancernplan. Auto insurance companies often have multiple-vehicle discounts which canrnhelp save your teen some money. However, if your teen gets into an accidentrnwhile under your plan, your premium can rise. Since there are pros and cons tornthis route, you should sit down and have a serious conversation with your teen aboutrnthis option. If you choose to not put your teen under your own plan, wernrecommend shopping around multiple insurance providers for rates and comparingrnthem.
For more tips like this, check out the OkCarz blog! If you are looking for a reliable and affordable used car for your teen, browse our large selection of used cars right on our website.
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Toyota Highlander Instagram Photos
Over the past two decades, the ToyotarnHighlander continues to be one of the leading SUVs on the road today. Notrnonly is this midsize SUV capable and versatile to handle the busy lives ofrnfamilies and individuals across the nation, but this vehicle also comes withrnstunning looks and a comfortable feel. To show you its bold and sharp appearance,rnhere are our top 5 Instagram pictures of the Toyota Highlander SUV.
[ Viewrnour Used Toyota Highlander Inventory | OkCarzrnBlog ]
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Choosing the Right Loan for Your Budget
When shopping around for a loan, you’ll likely find that yournget different options. For example, one provider may offer you a five-year loanrnwith a 6{e443ec709150c73baf180d3d8e0a41d703fa022f47b2bb5516b57735b7c7f19e} interest rate. Another loan provider may offer the same loan for fourrnyears and at a 7{e443ec709150c73baf180d3d8e0a41d703fa022f47b2bb5516b57735b7c7f19e} interest rate. How does the length and interest rate of myrnloan affect my payments? Which loan do I pick? Here, we will explore how yourncan choose the right loan for your budget.
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Of course, the best scenario is to find a loan that offers the lowest interest rate. However, you must also keep the length of the loan in mind. While the first loan has a lower interest rate, it has an extra year to accrue interest. When loans like these seem so similar, the best way to figure out which one is right for you is to determine your monthly budget and how much money you’ll end up spending over the length of the loan. Assuming you make no down payments and no extra payments, let’s see which loan will end up costing you less.
Loan A:
$10,000 Principal
5 Years
6{e443ec709150c73baf180d3d8e0a41d703fa022f47b2bb5516b57735b7c7f19e} Interest Rate
= $1,599.98 interest paid over five years ($11,599.98 totalrnpaid for the vehicle)
*Customer would need to pay $193.33 a month
$10,000 Principal
4 Years
7{e443ec709150c73baf180d3d8e0a41d703fa022f47b2bb5516b57735b7c7f19e} Interest Rate
= $1,494.20 interest paid over four years ($11,494.20 totalrnpaid for the vehicle)
*Customer would need to pay $239.46 a month
As you can see, Loan A overs more flexibility for borrowersrnto pay back as there is less financial stress. The downside is that the borrowerrnwill pay a bit more in interest due to additional time on the loan. Wernrecommend this calculator so you can determine your payments with your loanrnoffers.
Looking for an affordable car loan? Do you have struggling credit? Contact us at OkCarz and we will offer you a loan that fits your budget.
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Cosigning Pros and Cons for Car Loans
For many borrowers, cosigning is a fantastic option tornconsider. However, it also presents some dangers and risks. So, what are thernadvantages and disadvantages of getting a cosigner? Here, we will explore thernpros and cons for cosigning a car loan.
[ READ MORE: Discoverrnthe Benefits of Financing for a Car In-House ]
Benefits of Cosigning
- Makes getting accepted for a loan much easier asrnthere are two people signing the contract.
- Can potentially get a lower interest rate.
- Gives the borrowers a chance to improve theirrncredit score.
Risks of Cosigning
- Credit is at stake for both cosigners.
- If one person fails to pay, the other signer isrnpressured to pay the other person’s part to protect both of their credit scores.
- Relationships can be tarnished if one of therncosigners aren’t responsible with their payments.
- If one cosigner is regularly taking advantage ofrnthe other, the other person cannot back out of the contract. Legally, they arernbound until the loan is fully paid.
Remember that cosigning is not for everyone and it requiresrna serious conversation with the other potential cosigner. There should be fullrntrust between both parties before moving forward. For instance, cosigning is arngreat option if a parent is trying to help their son or daughter. This may notrnbe recommended among two friends.
[ READ MORE: Howrnto Choose the Right Loan for Your Financial Situation ]
Need more advice on financing for a car loan? Check out the OkCarz blog for more tips.rnWant to speak with one of our expert financial representatives? Contact our team through our website orrnover the phone and we will be happy to schedule a meeting with you.
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How Strong is the Used Toyota Tacoma?
Pre-Owned Toyota Tacoma Engine Options
The Toyota Tacoma continues to be one of the most popularrntrucks you can find on the road today. A big reason the Tacoma has captured thernhearts of drivers across the nation is that this truck has consistently offeredrnpowerful engine options throughout the 25 years it has been available in thernmarket. Just how strong is the used Toyota Tacoma? Let’s explore some enginernoptions you may find in a pre-owned Tacoma.
[ Explore thernUsed Toyota Tacoma Model Research Page ]
Used Toyota Tacoma Engine Options
2.7L 4-Cylinder Engine (3rd GenerationrnVersion) – Offered as a standard engine for recent Toyota Tacoma models, thern2.7 4-cylinder engine offers 159 horsepower and 180 lb-ft of torque.
3.5L V6 – Available on recent Toyota Tacoma models,rnthe 3.5L V6 delivers impressive power. This engine produces 278 horsepower andrn265 lb-ft of torque.
2.7 4-Cylinder Engine (2nd Generation Version)rn– Standard in second-generation Toyota Tacoma vehicles (2006-2015), the 2.7rn4-cylinder engine generates 159 horsepower and 180 lb-ft of torque.
4.0L V6 – This engine was the available choice forrnsecond-generation Tacoma vehicles. The 4.0L V6 offers 236 horsepower and 266rnlb-ft of torque.
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rn
As you can tell, even older Toyota Tacoma models offer thernpower you need, whether you are hauling, towing, or just enjoying a drive. Ofrncourse, engine options will vary based on the age and trim level of the ToyotarnTacoma you are considering. To learn more about the engines offered by our usedrnToyota Tacoma vehicles, contact ourrnteam at OkCarz for assistance. Found a Tacoma you want to take for a testrndrive? Let us know and we will be happy to help you behind the wheel. For morerninformation about a variety of models like the pre-owned Toyota Tacoma, follow the OkCarz blog.
Automatic vs Manual Transmission Pros and Cons
Many vehicles come with an automatic transmission. Others offerrna manual. Sometimes, a model will even offer drivers a choice between the two.rnAs you shop, you will encounter vehicles with each of these availablerntransmission options. So, what are the differences between manual and automaticrntransmissions? Here, we will explore the pros and cons for each so you canrndecide which transmission is right for you.
Which Transmission is Better?
It’s hard to say whether automatic transmission is better than manual or vice versa. It all depends on what the driver prefers as each transmission offers a unique style. Here are a few notable differences you should know before settling on either option.
[ UsedrnVehicles with Manual Transmission | UsedrnVehicles with Automatic Transmission ]
Advantages of Manual Transmission
- Puts the driver in full control
- More engaging for the driver
- More affordable
- Cheaper to repair
Disadvantages of Manual Transmission
- Big learning curve
- Tiring in situations where you are changingrnvehicle speeds quickly, like stop and go traffic
- Requires reactive and precise gear changes whenrnon hills to avoid rollback
- Most modern vehicles and high trims don’t offerrnmanual transmissions
Advantages of Automatic Transmission
- Easier to learn and drive with
- Transitions are automatic, quick, and smooth
- Has better fuel economy
- Offered on most modern vehicles
Disadvantages of Automatic Transmission
- Some car enthusiasts find automatic transmissionsrnto be boring – this is subjective, of course
- More expensive to repair and purchase
One of the best ways to truly understand which transmission is right for you is to give each of them a try. Here at OkCarz, we offer a large selection of vehicles with both manual and automatic transmissions. To get a feel for each one, contact us to schedule a test drive!
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Advantages to Financing with a Car Dealership
Here at OkCarz, we offer in-house financing for anyone thatrnwishes to purchase a vehicle from us. How does this option compare to loaningrnfrom a third-party like a bank? What are the benefits of financing for arnvehicle in-house? There are many advantages to financing with a car dealership.rnContinue reading to learn why we are a top provider for car shoppers!
[ READ MORE: Tipsrnfor Choosing the Right Loan for You ]
Process of Buying a Car is Quicker and Easier
Many buyers that finance with a third-party need to wait oftenrndon’t get to leave with the car that day. They have to find the vehicle theyrnwant, figure out how to pay for it, and go back to the third-party with thatrninformation. By financing in-house, the process of buying a car is quicker andrneasier. For example, we establish the amount you can afford and, since you arernloaning directly from us, you can leave with your vehicle as early as the samernday.
Getting Approved is Much Easier
If you have bad credit or no credit at all, finding a loanrnthat will accept you is difficult. By financing in-house with us, your chancesrnof getting approved is much better than if you were to approach a third-party.
Flexible Payment Plans
Everyone’s financial situation is different. Despite this,rnowning a vehicle is essential to get to work, school, and to run errands likernbuying food for the week. We will help you determine how much you can afford tornpay each month, so you don’t have to break the bank.
Opportunity to Build Credit
Finally, in-house financing gives the borrower an opportunityrnto build credit. By paying off your loan on time, your credit score can rise andrnwill make applying for a loan in the future easier.
Ready to consider a car loan in Central Florida? Contact us for more information aboutrnour in-house financing options! For more tips on vehicle financing, check out the OkCarz blog.
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Top Places to Eat Lakeland, Florida
Are you searching for the perfect place to take your family,rnsignificant other, or friends out for a bite? Lakeland is packed with popularrnand highly-rated restaurants that offer a variety of cuisines. Here are a fewrnexamples we recommend.
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Why Do Vehicles Quickly Lose Value?
New vs Used Car Depreciation
There are multiple things to consider when deciding whichrnvehicle to purchase. One of the biggest concerns many car shoppers have is carrndepreciation. Why do cars quickly lose value? How fast will a new vehiclerndepreciate versus a used one? Here’s what you should know when it comes tornvehicle depreciation.
How New Vehicles Depreciate
Like equipment, vehicles experience wear and tear over thernyears. Even if you take great care of your vehicle, depreciation will stillrnoccur simply because of age and the fact that it now has an owner, whichrnconsiders the vehicle “used”.
[ READ MORE: 5rnTips for First-Time Car Buyers ]
Unfortunately for new car buyers, vehicles depreciate thernquickest when they are bought new. In fact, the vehicle depreciates the very momentrnthat new car leaves the lot. After just one year of that vehicle being owned, itrnis worth roughly 20{e443ec709150c73baf180d3d8e0a41d703fa022f47b2bb5516b57735b7c7f19e} less than the value it was purchased at. Then, it’srnestimated that the vehicle will depreciate about 10{e443ec709150c73baf180d3d8e0a41d703fa022f47b2bb5516b57735b7c7f19e} every year after for fourrnyears. Yikes.
How Used Vehicles Depreciate
Thankfully, that process slows down the older a vehiclerngets. While a car will continue to slowly depreciate up until the value of thernmetal itself, buyers will receive more value by buying a used model than a new one.
Are you looking for a vehicle that gives you the best “bangrnfor your buck”? Contact us at OkCarzrnfor assistance in finding a used vehicle that matches your driving needs. Readyrnto start shopping online? Checkrnout our large and current inventory right from the comfort of your own home!rnIf you have any questions on any of our vehicles, don’t hesitate to reach out.
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