Close up of a worker cleaning a car seat

Step by Step Guide on Cleaning the Inside of Your Vehicle

 

Taking care of your vehicle is essential to keeping it lookingrngood. In addition, properly cleaning your car once in a while will also keep itrnsmelling good as well as kill off bacteria. What are the best methods to cleanrna vehicle? How do I shampoo the seats and carpet in my car? How can I disinfectrnthe cabin? Here, we will review a step by step guide on how you should cleanrnthe inside of your vehicle.

 

[ READ MORE: WhenrnYou Should Get a Tire Rotation ]

 

  1. Remove Debris and Vacuum the Interior – Before you start scrubbing away, you should always do a cleaning before the deep cleaning. What does this mean? Take a look at the interior of your vehicle. Remove any garbage or debris, such as napkins, old receipts, and wrappers. Take out your car mats and shake them out outside of the vehicle. Once you got everything cleared, vacuum the seats and floor.
  2. Shampoo the Seats – Find a cleaner that is designed for cars. If you have leather seats, look for a leather conditioner. Follow the instructions on the solution’s bottle and spray the cleaner on the seats. Use a soft brush or cloth to scrub. Work in small areas and do not soak the seat. Remove excess moisture with a clean and dry cloth. Let any remaining moisture dry out. Make sure you leave the windows or doors open. You can even use a fan to make it dry quicker.
  3. Scrub the Carpet – Similarly to cleaning the seats, you’ll want to follow the cleaner’s instructions and scrub the carpet in small areas. Remove excess moisture with a dry cloth. Again, do not soak the carpet. Soaking either the seats or carpet can create mold later on.
  4. Clean the Car Mats – While you’re waiting for the carpet and seats to fully dry, work on cleaning your car mats. Use either an all-purpose cleaner or carpet shampoo to spray and scrub. Leave hanging to dry. Make sure both the mats and the carpet are completely dry before you put them back.

 

[ READ MORE: HowrnOften You Should I Get a Car Wash? ]

 

Do you use a different method for cleaning the inside of your car? Let us know in the comments below! Be sure to check out more tips and tricks on the OkCarz blog.

 

Close up of leather getting cleaned

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Tips for Purchasing a Vehicle Online

 

With the recent Coronavirus outbreak, residents across thernU.S. are sheltering in place rather than going out for events and errands. Onernobstacle that drivers now face is the difficulty of car shopping without visitingrna dealership. Thankfully, there are ways to overcome this inconvenient challenge.rnHere’s how you can shop for a car while staying at home.

 

[ Where to Find arnBad Credit Used Car Loan in Central Florida ]

 

Research Different Vehicle Models on the OkCarz Website

 

Thankfully, researching different vehicle models from home is easy. With loads of information scattered throughout the internet, coming across the details you need regarding a specific model is simple. However, this process can take quite some time. While staying at home, chances are that you will have plenty of time to conduct your research. Don’t know where to begin? Browse each of our vehicle model review pages by hovering over the “Research” tab right on our website!

 

Apply for a Car Loan Online

 

Another easy trick to buying a car online is to apply forrnyour car loan on the OkCarz website. The process is fast, easy, and won’t costrnyou a penny! In addition, the credit check won’t affect your credit score, yourncan see how you stand compared to other borrowers across the U.S., and we won’trnask for your social security number! To apply for a car loan online, simply fill out and submit thisrnform.

 

Close up of a person holding a smartphone

 

Calculate Your Trade-In Value

 

Many shoppers don’t realize how much their vehicle isrnactually worth. Want to trade-in your car without visiting us? Give us as muchrndetail about the make, model, and condition of your vehicle to the best of yourrnknowledge and one of our financial experts will reach out to you with a quote!rnTo request a trade-in estimate, fillrnout and submit our online form.

 

Here at OkCarz, we value the health and safety of all ourrncustomers and staff members. If you have any questions about our onlinernprocess, don’t hesitate to contact us.

 

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How to Get Approved for an Auto Loan at OkCarz

 

During this time, it’s important for residents to stayrnindoors. However, this presents a problem for those in need of an affordablernvehicle. How can I shop for a used car while stuck at home? Can I apply for arnused car loan online? The simple answer is yes. Here’s how you can get approvedrnfor an auto loan at OkCarz.

 

[ READ MORE: Tipsrnfor Purchasing a Vehicle Online ]

 

Person holding coffee and working on their laptop

 

Car Loan Pre-Approval Process

 

The process of applying for a used car loan is easy here atrnOkCarz. We only require your name, address, email, phone number, and proof ofrnidentity. No social security number is necessary! In addition, we do not chargernfor the credit check nor will this check affect your credit score. Once yournsubmit the required information listed, you will be given:

 

  • Your current credit score
  • Your credit standing compared to the rest of thernUnited States
  • The maximum amount you qualify for

 

Now, where do you go to apply for an auto loan with us? Ifrnyou are interested in any of our vehicles, get pre-approved by filling out andrnsubmitting this online form.

 

Contact OkCarz Online

 

Have questions about your loan offer? Aren’t sure which vehiclernwill suit your needs? Our staff will be responding to any questions right onrnour website. To reach out, contactrnyour preferred location here and we will be happy to assist you in any wayrnwe can regardless of where you are in your car shopping process.

 

Found this post helpful? Want more tips to make shopping forrna vehicle feel easier? Make sure to check out the OkCarz blog, where we cover everythingrnautomotive all month long!

 

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Person taking a slice of pizza

Restaurants that Deliver in Orlando

 

Even though you may not be able to sit in a restaurant and have a nice meal, many restaurants around Orlando are now offering delivery for those stuck at home. Here are a few recommendations.

NY Giant Pizza & Grille

 

Cuisine: Pizza and Sandwiches

 

Website

Cheng’s Chinese Restaurant

 

Cuisine: Chinese

Website

Fama’s Pizza and Pasta

 

Cuisine: Italian

 

Website

 

 

[ Howrnto Clean the Seats and Carpet in a Vehicle ]

Due to the ongoing situation with COVID-19, restaurant hours may change, and some may close. Check that the establishment is open by either contacting the restaurant or checking their website.

 

Food in delivery boxes

 

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Close up of a girl on her bed with a bowl of popcorn and holding a TV remote

Tips to Save Some Cash While Staying at Home

 

With millions of people staying at home and many laid offrndue to the Coronavirus situation, money is tighter than ever for familiesrnacross the nation. Thankfully, there are ways you can reduce the amount you payrnwhile in quarantine. Here are a few tips you should consider in order to savernsome cash while staying at home.

 

[ READ MORE: How tornApply for a Used Car Loan Online ]

 

Lower Utility Usage

 

While you may not be able to control the amount you pay forrnrent or your mortgage, but you can control how much water and electricity yournuse. Try to take shorter showers and don’t let the water run while you arernbrushing your teeth. Regarding electricity, avoid leaving lights on when no onernis in the room. Reducing the number of lights can also lower electricity costs.rnWarm in the house but cool outside? Skip the A/C unit and open a window to getrnsome fresh air and a cool breeze in.

 

Cancel Unnecessary Subscriptions and Services

 

How often do you watch TV? Do you use that Netflix or Hulu account you pay a subscription fee for every month? Consider canceling any services you and your family don’t use. Cable is a big one to consider as that is the most expensive form of entertainment for families to keep and there are many cheaper options available.

 

Plan and Ration Your Meals

 

Happy family making pizzas at home

 

Since we can no longer visit restaurants or bars to get a good meal, it’s time to start prepping your food at home more. Plan the meals you want to make so you know what you need to buy. Avoid getting delivery if you can. Getting food delivered is more expensive from a restaurant and you will need to pay a delivery fee plus a tip for the driver. Have a full pantry, fridge, or freezer? Cut grocery costs by eating the food you already have. Also, try to ration how much you eat. Of course, you want to consistently eat a healthy amount of nutritious food regardless of the situation. However, if you tend to eat heavily and you want to lose a few pounds, eating slightly less will be good for both your wallet and stomach.

 

[ READ MORE: Howrnto Shampoo the Interior of Your Vehicle ]

 

How are you saving money while staying at home? Let us knowrnin the comments! If you found this post helpful, check out more tips and tricks on the OkCarzrnblog!

 

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Person holding a stethoscope on a credit card

When Will Late Payments Be Reported to Credit Bureaus?

 

With financial uncertainty surrounding the lives of millions of Americans, people across the US are wondering how they can pay their bills. For many, making payments on vehicles are at the top of their minds. How will late car payments hurt my credit score? When will late payments be reported to credit bureaus?

 

[ READ MORE: Tipsrnfor Saving Money While Staying at Home ]

 

Consequences of Late Payments

 

Woman checking her credit score

 

Unfortunately, making one late payment can hit your creditrnscore hard. In addition to loss of credit, consequences of late payments yourncan encounter include:

 

  • Late fees are added
  • Potentially a raise in APR
  • You will be behind for the next month(s) untilrnyou come up with enough cash to catch up
  • Late payment will be listed on your credit reportrnthat can stay for up to seven years

 

Thankfully, there is a way to avoid getting your laternpayment reported to credit bureaus. Legally, late payments cannot be reportedrnto credit bureaus until you are 30 days late. While you may not avoid thernadditional late fees and increase in interest, paying off that late payment beforernit is 30 days overdue can save your credit score.

 

Also, if you never missed a payment before and have a long historyrnof paying on time, some lenders will even waive the fee and interest increasernfor a one-time occurrence. It never hurts to ask.

 

[ READ MORE: HowrnYou Can Shop for a Car Online ]

 

Financing for an Affordable Car in Central Florida

 

Here at OkCarz, we understand that everyone makes mistakes.rnEven if you have bad credit, we are willing to work with you to help you findrnan affordable and reliable car. Going through some tough times due to COVID-19?rnLet’s work it out. To reach out to us online, send us your contact information andrnyour request for assistance using thernform on the bottom of this page. We will get in touch with you and discuss somernoptions so you can finance for a vehicle at a price you can afford.

 

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Toy car sitting on a one-hundred dollar bill on a yellow background

 

Buying a Vehicle with Poor Credit in Florida

 

Especially during times like these, it can be difficult tornmanage your finances. You may have experienced a job loss, unexpected medicalrnbills, or need to care for a sick relative. While the rest of the world has slowedrndown with the Coronavirus spreading through our state, country, and world, yourrnneed for a vehicle doesn’t. So, where can you get approved for a bad credit carrnloan in Central Florida? If you have poor credit and need an affordable andrndependable vehicle, you can find the financial assistance you need at OkCarz.

 

[ READ MORE: Whatrnare the Benefits of Financing for a Vehicle In-House? ]

 

Online Car Loan Application

 

Person working on their finances

 

As you stay at home, you will need a way to submit yourrnonline car loan application. Here at OkCarz, our entire pre-approval process isrnonline and easy to use! With our online form submission, yournwill:

 

  • Get approved within minutes
  • See your credit score and how it stands comparedrnto the rest of the US
  • Get the maximum loan amount you are approved for

 

In addition, this credit check will not cost you even a singlernpenny! We will not ask for your social security number nor will your creditrnscore be impacted by this soft credit check. Also, you are not required tornaccept the loan offer you are given. Overall, there is no risk to you forrnapplying with us.

 

Happy with the loan amount you were offered? Browse our online inventory andrncheck out our large diversity of brands and models to choose from! Found arnvehicle you’d like to get more details on? Contact us online and we will providernyou with all the information you need.

 

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Drivers with bad credit find the loan they need to buy a used car in Lakeland, FL at OkCarz

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Graphic with a pizza delivery man on a moped on top of a smartphone with destination icons

 

Ways to Earn Cash While Staying at Home

 

After our communities went into quarantine to slow thernspread of Coronavirus, many workers whose jobs were deemed ‘nonessential’ suddenlyrnfind themselves out of work. Thankfully, there is still hope for anyone thatrnneeds to earn some cash while staying at home. Here are a few ways you can makernmoney while in quarantine.

 

[ READ MORE: Howrnto Save Money While Staying at Home ]

 

Person working on a laptop with boxes next to them

 

Selling Crafts and Unwanted Items

 

Need to clean out that closet? With our stay at home orderrnnow in place, you likely have more time than normal. Clean out your room and separaternitems based on whether you’d like to keep them or not. Go through your pile ofrnitems you’d like to get rid of and consider selling anything in good condition orrnvaluable on websites like eBay. Like to make crafts? If you haven’t already,rnconsider picking up art as a hobby! Like what you make? Share your crafts withrnothers by selling your creations.

 

Deliver Food

 

With nearly everyone stuck at home, many people want to getrnfood delivered to them rather than risk the stores. Thus, delivery drivers arernin high demand. If you need money to pay off your bills to avoid fallingrnbehind, consider applying to be a delivery person for one of your local restaurants,rnfast food or locally-owned. This will surely help keep you busy and yourrnearnings from tips can build up fast.

 

Tutor or Teach Online

 

If you are a teacher that has been laid off from thernCoronavirus, there are still ways to share your passion for learning byrntutoring or teaching online. Tutoring sites like Chegg are options for you tornhelp students across the U.S. understand difficult concepts while making some extrarnmoney.

 

Create Digital Art

 

Are you an artist? Prefer to keep your work digitally ratherrnthan physically? Graphic design is a great option for artists that need to earnrnsome extra money. Play around with various programs like Adobe or Canva and startrnbuilding your portfolio if you don’t already have one. As your art getsrnrecognized, consider completing commissions for others or join a company thatrnneeds a graphic designer.

 

[ OkCarz Blog | Bad Credit UsedrnCar Loan in Central Florida ]

 

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Close up of grass with sunlight in the background

Things to Do Outside During the Coronavirus Pandemic

 

Being stuck inside isn’t fun for everyone. Plus, gettingrnsome fresh air and sunlight is healthy. So, you may be wondering what you canrndo that is outside while you are at home. Here are a few ideas you shouldrnconsider while social distancing.

 

[ Howrnto Make Money While Staying at Home ]

 

Outdoor Activities You Can Do in Quarantine

 

  • Go for a walk or bike around the neighborhood (while staying clear of others)
  • Have a picnic in your backyard
  • Grill some food
  • Play some yard games with the family, like cornhole
  • Take care of your garden
  • Set up a blanket and lay in the sun
  • If you have kids, play games like Duck Duck Goose in the backyard

 

[ Shop for a Used Car Online | Browse the OkCarz Blog ]

 

Cornhole board set up on grass

 

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Close up of a US Treasury stimulus check with a calculator displaying 1200

 

Smart Ways to Use Your Stimulus Money

 

Beginning this week, most Americans are now starting tornreceive a $1,200 stimulus check plus $500 for every dependent child to helprncurb the impact of the Coronavirus situation and stimulate the economy. Forrnmany families who have lost jobs or have reduced hours, the decision on how tornspend the stimulus check is easy. Food, rent, utilities, medications, and anyrnother essentials would come first. However, if you are still working and yourrnbills aren’t impacted, the decision can feel a bit harder. Here are a few smartrnways you should consider when using your stimulus money.

 

[  Tipsrnfor Saving Money While in Quarantine ]

 

Invest in Yourself

 

The best way you can spend that extra cash is to invest in yourself. This can include catching up on bills, putting the cash into savings, starting or building your emergency fund, or even putting some of the money aside for future bills like your rent for next month. After all, it’s important to cover your living expenses and give yourself a safety net in case an emergency like this were to happen again.

 

Pay Towards Loans

 

Many lenders are offering relief to those affected byrnfreezing payments and even interest accrual. However, every lender is different,rnand you may still be seeing your interest build. If you have a loan thatrncharges interest, like student loans or car loans, you can put some of yourrnextra cash into paying your loans. Doing this will save you money in the longrnrun as you won’t have to pay as much money in interest. Make sure you arerncomfortable financially and caught up on bills before doing so.

 

Splurge Strategically

 

Man working on his laptop

 

We don’t want to give the impression that you shouldn’trnsplurge at all. While those that have no longer have income should put the cashrnon necessities, it’s okay to spend some of the money on something you want asrnlong as you can afford it. This will help you feel sane and get a sense ofrnnormalcy back.

 

How should you do it? We recommend determining a certainrnamount to spend on luxuries while applying the rest strategically. For example,rnyou may consider using $200 for splurging while using the remaining $1,000 forrnsavings and debts. In addition, think of where you want that splurge money torngo. Consider putting it towards your favorite establishments, like gettingrndelivery from your favorite restaurant, buying gift cards for your favoriternstore, etc. This will help your favorite establishments stay in businesses as mostrnare struggling to stay afloat.

 

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How are you planning on using your stimulus money? Let usrnknow in the comments! For more financial tips like this follow the OkCarz blog.

 

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