Applying for financing pre-approval online | OK Carz

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Is it safe to apply for vehicle financing online? 

The internet can be a scary place. From catfishing to phishing scams, it seems like you can never tell who is telling the truth online. However, when you’re looking for a new car, the internet is one of your best tools. In addition to doing research and finding information on the vehicle you want, you can use the internet to apply for pre-approval, which can help make your car buying experience quicker and easier.  

While many people may not feel safe releasing their personal information online, if you’re looking to purchase a vehicle at OkCarz, you have nothing to worry about. The pre-approval process for vehicle financing at OkCarz is secure, meaning that you don’t have to worry about your information being used for anything other than finding you the best credit option. The online application for OkCarz also does not ask for your social security number. This lowers the risk of your identity being stolen even further.  

[Related: Paperwork needed to purchase a used vehicle]

Will filling out an online pre-approval application hurt your credit score? 

Woman sitting on a bed holding a cup of coffee on a laptopThere are plenty of other reasons why drivers would be hesitant to apply for pre-approval online. One reason is the fear that your credit score will be affected. With the OkCarz application, you won’t see any problems with your credit score after applying for pre-approval. If you don’t know your credit score, OkCarz provides it to you when you fill out the application. You can even see how your score compares to the national average.  

While filling out an online application can save you time at the dealership when you go buy your vehicle, it is understandable if you’d rather work face to face. OkCarz provides a lot of information on how financing works if you visit the blog. When you’re ready to purchase your used vehicle, visit one of the five OkCarz locations to learn even more about the benefits of financing through the dealership, and how it can help you repair your credit score.  

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